Guided reading · 9 sections
Banks & microfinance
How the produce that flows through a hub becomes security a bank can lend against, how collective sale serves producers, buyers and lenders at once, and how records built season by season open credit to the whole sector.
Who this path is for: Commercial and public banks, microfinance institutions, savings and credit cooperatives, BIDF and guarantee funds in each country.
Reading order
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1
Why producers cannot borrow
Why rural producers cannot borrow, and what the hub changes.
Credit at the hub
- 2
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3
Produce as collateral
Verified stock, a pledgeable receipt, control of the sale, a record.
Credit at the hub
- 4
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5
From one harvest to a sector
Accounts first, then inventory credit, working capital, equipment and sector data.
Credit at the hub
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6
Clear roles, kept apart
The bank lends, the cooperative borrows, the hub operates.
Credit at the hub
- 7
- 8
- 9
Then: Country programs · Contact